Fleet Reserve Association
Pearl Harbor - Honolulu Branch 46
FRA is the leading voice of enlisted Sea Service personnel on Capitol Hill and has been since 1924. A Congressionally chartered, non-profit organization that represents the interests of the Sea Services community before the U.S. Congress, the Association’s membership is comprised of active duty, reserve, and retired members of the U.S. Navy, Marine Corps, and Coast Guard. FRA was chartered in 1924 and, after more than 80 years, remains dedicated to its primary mission of serving the interests of Sea Service personnel. In addition to its legislative advocacy efforts, FRA assists its members with career problems by maintaining close liaison with the Departments of Defense, Veterans Affairs, Homeland Security, and other government agencies. FRA continues to educate members of Congress, many of whom have little or no military experience, on the challenges facing career personnel. FRA presents a strong, unified voice to ensure that enlisted issues are heard by Congress and urges support for legislation to increase pay and benefits.

FRA Membership Benefits

FRA Scholarship Program

College scholarships for FRA members their dependents and grandchildren.
Call 1-800-FRA-1924 for information and eligibility.

FRA's US Bonds 4U Network

The FRA is proud to bring its members a benefit program that makes a difference. Shop as an FRA.USBonds4U member at any of our 150 participating online merchants – including the deepest discounts for Airlines, Hotels, Rental Cars and Vacations – and earn BondDollars™, which are redeemable for US Savings Bonds. (More merchants who want to help FRA members save are joining the network almost every day.) See your savings account grow with every purchase, while you shop at online stores in the FRA US Bonds 4U network.
Here’s how it works: Shop for everyday items, gifts, and even hotel reservations, rental cars, and flights online, and each network merchant gives you a percentage of your purchase back as BondDollars™. Your FRA US Bonds 4U savings account grows with every purchase. Once your account reaches 50 BondDollars™, you can redeem for US Savings Bonds or other valuable benefits. Accumulate the safest investment on the face of the earth without putting in a penny of your own. Your FRA US Bonds 4U savings account gives you the flexibility to save for an exotic vacation, the down payment on a dream home or motor home, your children's education, or you can use your US Savings Bonds to supplement your retirement savings. You can also redeem your BondDollars™ for gift cards from your favorite merchants.
Best of all, its FREE for FRA members. Start today! it's easy!

Online Travel Portal

Looking for Last Minute Travel Deals? Need to book an airline ticket, hotel, or car? Like to cruise or golf? Visit FRA's online travel portal and take advantage of our special government rates!

GEICO Insurance

Provides affordable auto insurance protection for your automobile. Auto premiums are discounted for FRA members in many states.
Call 1-800-MILITARY (1 800-645-4827).

FRA Insurance Programs

As a Retired or Active Duty FRA Member, you are eligible for participation in FRA-sponsored insurance programs. Each plan offers excellent coverage at affordable group rates. Request information regarding the plans of your choice through this website, or call Toll Free 1-800-424-1120.
The FRA Dental Plan is essential dental insurance coverage available to FRA Members and their families. For information regarding the FRA Dental Plan, call 1-800-522-1857.

FRA Platinum & Designer MasterCard

(From MBNA America)

No annual fee for FRA's exclusive MasterCard card. Choose a Platinum or Classic card that displays an image from the Navy, Marine Corps, or Coast Guard. Receive recognition for your service to country. Personal 24-hour customer service. Click on graphic or call 1-800-GET-MBNA (1-800-438-6262) for more information.
Get up to the minute information about your account.

Fleet Reserve Association CDs & Money Markets

A solid savings and investment plan is founded on the principles of diversity, security and performance. Fleet Reserve is pleased to provide GoldPortfolio deposit accounts through MBNA America Bank N.A. The FRA GoldCertificate CD has consistently ranked among the best nationwide. And, the FRA GoldSavers Money market has outperformed most money funds as well as other bank money market and savings accounts year after year. Additionally, these accounts come with FDIC insurance up to $100,000 per depositor.
Lens Crafters --Offers FRA members a 20% discount (not valid with other coupon or discount offers) on frames, lens, coating, and tints, optical accessories, safety frames and lenses, and non-prescription sunglasses. (Some locations also offer discounts on eye exams and contact lenses). Call 1-800-522-LENS (1-800-522-5367).

Military Checks

Offers members of the Fleet Reserve Association high quality, custom designed bank checks that are personalized with your name, address, and FRA emblem. Call 1-800-VET-CHEX.

Navy Times

FRA members qualify for a special subscription rate of 52 weeks for $39.00 or 35 weeks for $26.50. Call 1-800-368-5718 to start your subscription. FRA members are given a discount code. If you are a member, please find this code in the My FRA section under Membership Benefits.

Capital for Knowledge

Provides education financing to FRA members and their families with a wide variety of affordable borrowing options. You or any of your relatives - including aunts, uncles, and even cousins - can apply. Call 1-888-651-LOAN (1-888-651-5626).

Avis Car Rentals

With great discounts and the highest levels of service, there's never been a better reason to rent with Avis!

Hertz Car Rentals

Extends special U.S. Government rates to FRA members. These rates are usually the lowest rates available. FRA members are given a discount code. If you are a member, please find this code in the My FRA section under Membership Benefits.

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